Thu, Aug 8, 2019

2020 Medicare Supplement Changes: No New Plans C and F

Learn what the Congressional change means for your Medigap plan

As of 2020, Medicare Supplement plans (AKA Medigap) will no longer sell new Medigap Plan C or Plan F.  Congress has decided that new Medigap plans will no longer be allowed to cover the Part B deductible after January 1, 2020. This will only affect plans C and F and will only impact certain beneficiaries as explained below.

How is Medicare Changing in 2020?

Congress believes that by requiring all Medicare members to pay their part B deductible this will reduce medical overuse.  Since Medigap Plans C and Medigap Plan F* are the only plans that cover the part B deductible, they will be the only plans affected by this change.

Who is Impacted by the 2020 Medigap Change?

New enrollees on or after 1/1/2020 will no longer have the option of Medigap Plan C or Medigap Plan F. All other plans currently available should still be available for purchase.  Anyone enrolled in a Medigap Plan C or Medigap Plan F as of 12/31/2019 will be “grandfathered” and will be able to continue with their plan as long  as they want. So if you currently have a plan F or a Plan C,  you will be able to keep it.

Which Medigap Plan Should You Choose?

We recommend that seniors compare plan costs at and select the best plan based on your:

  1. Budget
  2. Unique health needs
  3. Plans available in your area

To see why thousands of North Alabamians have chosen FirstCommunity Medicare Supplement, stop by our local Huntsville office at 600-A Gallatin Street, give us a call at 256-532-2783 or visit our website at We are happy to sit down with you, go over the changes for 2020 and help you select the plan that is right for you.

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