Fri, Mar 6, 2020

Our lower premiums are raising eyebrows in the Shoals area.

As FirstCommunity Medicare Supplement consolidates rates for all nine counties, seniors have more plan options and opportunities to save money.

If you live in Lauderdale, Colbert, Franklin or Lawrence counties, you’ll benefit from FirstCommunity Medicare Supplement’s  new, lower rates for seniors living in the Shoals area. 

Medicare Only Covers about 80%

Our Medicare Supplement fills in the gaps left by Medicare Part A and B which only covers about 80% of eligible medical expenses. That gap in covered services  can cost you thousands of dollars in Out-of-Pocket (OOP) costs. And that’s not all.

Keep Your Trusted Doctor

Many Americans have trusted doctors who have taken care of them for years, and they’d like to keep going to them once they are covered by Medicare. If that sounds like you, the first thing you might want to do before making any coverage decision is to ask your doctors if they accept Original Medicare. According to the Kaiser Family Foundation, 93 percent of primary care physicians accept Original Medicare, so the odds are good that your current physician does. Under Original Medicare or with a Medicare Supplement, you don’t need a referral to see a specialist, as long as the specialist accepts Medicare.

You are in Control

Because there are no physician network restrictions, a Medicare Supplement insurance plan also helps you stay in control of  your health care. This means you can visit any doctor who accepts Medicare patients, and you can see a specialist with virtually no referrals needed.

Lower Premiums than BCBS C+

By using our extensive network of leading hospitals in North Alabama, you can not only receive excellent health care at one of our fifteen facilities, you can usually enjoy lower premiums than Blue Cross Blue Shield of Alabama. 

Talk to a Real Person

FirstCommunity takes the worry out of the gaps in Medicare because we pick up where Medicare leaves off. And our new lower rates make it easy to make the right choice. Give us a call today at 256-532-2785 or 1-800-734-7826 and talk to a real person about your Medicare needs! To learn more about our plans and check out our new, lower rates in the Shoals, click here.


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